Friday, January 23, 2015There are seven general types of home insurance policies under the industry standard Homeowners 2000 Program, ranging from HO-1 to HO-8 (there is no HO-7) as of 2014. Perils covered under HO-1 policies are very narrow, and they are not sold in all states. READ MORE >>
Friday, January 16, 2015Whether you rent or own your home, the property as well as its contents should be protected with insurance. For those who own homes, homeowners insurance can protect the home and the home's contents. If the home is a rental, the owner of the home would insure the property, while the renter is responsible for insuring the contents of the home. READ MORE >>
Friday, January 9, 2015For any life insurance policy, the face value is the death benefit. This is the stated dollar amount that the policy's beneficiaries receive upon the death of the insured. In most cases, the face value is transferred to the beneficiaries tax-free. READ MORE >>
Friday, January 2, 2015For most of us, the act of driving is part of our daily routine; it feels like second nature. But safe driving requires our focus and attention. Left-hand turns top the list of the most challenging and dangerous driving maneuvers. READ MORE >>
Friday, December 26, 2014America's most notorious insurance schemers have earned leadership of their moral wasteland by induction into the Insurance Fraud Hall of Shame. The No-Class of 2014 was chosen by the Coalition Against Insurance Fraud. The Shamers come with a warning sign: “Do Not Touch: High Revoltage.” READ MORE >>
Friday, December 19, 2014Remember last winter? It was a cold one. It was the year of the "deep freeze in Chicago, and the ice storm that nearly brought Atlanta to its knees. In fact, according to Munich Re, the first quarter of 2014 ranked as the coldest winter in the Eastern U.S. in more than a decade. READ MORE >>
Friday, December 12, 2014In the United States, it has been a relatively quiet year for catastrophes. There were wildfires along the West Coast earlier in the year; the earthquake in Napa Valley, Calif., in August; and flooding in the Midwest, Northeast and Mid-Atlantic. READ MORE >>
Friday, December 5, 2014In order to keep clients safe despite inclement winter weather, we're continuing with the list of guidance and advice to reduce property damage in the event of severe winter conditions. Read on for guidance for navigating the extreme temperatures and snowfalls. Prevent Roof Collapse READ MORE >>
Friday, November 28, 2014With Buffalo, N.Y., buried under nearly six feet of snow, and a new band of storms expected to bring an additional three feet within the next few days, winter has arrived a month early. Across the U.S., many regions are battling freezing temperatures and extreme weather conditions. READ MORE >>
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