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Here are 13 more ways to save money this Fall. Read Part 1 here.
  1. Be equipped with a free activity suggestion so you aren’t always paying for brunch or dinner when you want to see friends. When you make the decision to go out to eat, you often think about it as how much the actual meal will cost, as opposed to factoring in tax, tip and maybe a drink. Instead, think about it this way: a $20 entrée isn’t a $20 bill. In fact, with tax, tip and a drink, it could be as much as a $40 bill.
  2. Get rid of flash sale emails, because ’tis the season for inbox spam. Do not get distracted by pop-ups guaranteeing 40% off your favorite denim brand. Go through those emails and unsubscribe, and make sure your favorite shopping websites are not bookmarked on your browser.
  3. Go without heat or air conditioning for September and October. Cut utilities down by abandoning the service that drives up your electric and/or gas bill the most.
  4. Go through the subscriptions attached to your credit card and make sure you’re using them enough for it to be worth the expense. If you haven’t used it in the last month, get rid of it.
  5. Cut one app out of your life that pushes you to spend more than you need to. It doesn’t matter whether this is a shopping app, a ride-share app or anything else. Pick one that’s hooked up to your credit card and delete.
  6. Replace that app with a savings app. If you need help tracking your spending, Mint could be a great choice. If you’re looking for a quick way to invest, consider downloading Acorns. If you just want to cut down on gas spending, try Gas Buddy.
  7. Call at least two providers of your monthly bills to see whether they could be charging you less. I’ve done this for most of my bills recently, and I had the most luck reducing my car insurance, renter’s insurance and internet bill. 
  8. If you are trying to stick to spending a certain amount each week, withdraw that sum in cash to help you commit. For me, watching the bills disappear from my wallet holds me more accountable.
  9. Do a massive decluttering at home and sell some of the things you’re getting rid of. Take advantage of thrift or vintage stores that buy back clothing (or use online alternatives, like ThredUP and eBay EBAY -0.63%. Put all the money you make directly into savings.
  10. Don’t forget about tax deadlines. If you’re self-employed, you’ll want to make sure you’re hitting all the deadlines this fall. If you feel like you aren’t on the appropriate timeline, consult with your accountant or dig up tax vouchers they may have previously prepared for you. I have a deadline September 15 to ensure I don’t get charged late fees in April.
  11. Get rid of your gym membership until January. Unfortunately, I think we all realize that the holidays are when gym memberships get used the least. So as an alternative, challenge yourself to stay in shape by ditching the gym and doing at-home workouts. Opt for a free workout solution, like the Nike NKE -0.45%
  12. If you’re hosting a fall or holiday gathering, don’t do it all yourself. Instead of planning the menu on your own and funding the whole operation solo, go potluck style or assign everyone a dish (or an alcohol) to bring.
  13. Tap into the free (or cheap) entertainment that these next few months have to offer. In the fall, you have apple festivals, harvest festivals, haunted houses and turkey trots. Then once it gets colder, there are winter carnivals and free holiday shows and concerts. Cut your entertainment budget by only opting to attend the free (or under $10) activities.

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Posted 5:24 PM

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