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Interstate Insurance Blog Page 6

View the latest blog posts from Interstate Insurance.

Friday, June 10, 2016

Texting As Bad As Drunken Driving, Says Survey

A new survey from Insurance.com finds 75 percent of drivers view texting while driving to be as dangerous as drunken driving. The insurance quotes-comparison website asked 1,000 married adult drivers which of four traffic violations most closely approximates the risk from a texting driver: READ MORE >>

Friday, June 3, 2016

More wacky claims stories from industry veterans

The case of the tenacious terrorist Claims consultant Chris Tidball has worked for P&C carriers for more than 20 years, in roles ranging from claims adjusting to management. He has enough crazy claims stories to fill a  book--which, in fact, he's literally working on right now. READ MORE >>

Monday, May 23, 2016

You'll never believe these 5 nutty claims stories

Like emergency room doctors, cops and priests in the confessional booth, insurance people are being asked to clean up the messes that people make--and worse, they’re expected to pay for them. It’s little wonder that veteran insurance people can get a bit jaded. READ MORE >>

Friday, May 20, 2016

Understanding Homeowners Association Insurance

If you own a home in a planned development or you own a condo, then you likely pay homeowners association dues. Every year. Usually at the worst time. What do you get for those dues? For one thing, insurance. As distasteful as those dues can be, the end product can be really beneficial in case something bad happens in your development and condo. READ MORE >>

Monday, May 9, 2016

Understanding Life Insurance Loans

If you need money in an emergency, one place to look is your insurance policy. That is, if what you have is permanent life insurance  – available as either “whole life” and “universal life”. READ MORE >>

Friday, April 29, 2016

Finding home insurance when you have a good dog

Your dog isn't just a good dog -- he's your best friend who wouldn't hurt a flea. But you might have to prove it to get your home insurance company to cover him, especially if he belongs to a breed with a reputation as aggressive. READ MORE >>

Monday, April 18, 2016

Big student loans? Consider life insurance

If you're co-signing big student loans for your child, you may want to buy a life insurance policy while you're at it. While no one wants to imagine the death of their child, taking out insurance on your son or daughter -- or asking them to purchase their own plan -- will protect you from being hit with mountains of debt should tragedy strike. READ MORE >>

Friday, April 1, 2016

April Showers Are Coming: Facts About Flood Insurance

In general, flood insurance is only available through the National Flood Insurance Program (NFIP) run by the Federal Emergency Management Agency (FEMA). A few private insurers offer excess flood insurance. According to FEMA, floods, including inland flooding, flash floods and seasonal storms, occur in every region of the United States and 90 percent of all natural disasters in the U. READ MORE >>

Friday, March 18, 2016

10 risk factors for homeowners insurance policies

Customers buy insurance to minimize their risk and make them whole should a covered loss occur. What many may not understand is that a number of factors can cause their premiums to skyrocket before a covered peril even occurs. READ MORE >>

Friday, March 11, 2016

Insureds Rarely Have Home Inventories Despite Benefits

Despite big storms and wildfires highlighting the need, home inventories are rare, say insurance industry experts. A recent Allstate Insurance survey of Atlanta homeowners found that while than more than 90 percent of homeowners are concerned about protecting their homes, only 41 percent had ever documented or valued their contents. READ MORE >>

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