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Interstate Insurance Blog: policy

View the latest blog posts from Interstate Insurance.

Friday, February 13, 2015

The Beginner's Guide To Homeowners' Insurance

Insurance. Do your eyes glaze over just reading the word? It may not be the most thrilling subject, but it's essential for new homebuyers to understand the nuts and bolts of their homeowners insurance. Virtually all mortgage lenders require insurance coverage to protect their investment. READ MORE >>

Friday, February 6, 2015

What are some examples of when insurance bundling is a bad idea?

Some insurance companies offer only one type of insurance, while others offer many different types. Insurance buyers often receive a discount if they buy all or many of their insurance policies from the same company. Bundling often presents value to policyholders, but there are times when it does not. READ MORE >>

Friday, January 23, 2015

What are some examples of unexpected exclusions in a home insurance policy?

There are seven general types of home insurance policies under the industry standard Homeowners 2000 Program, ranging from HO-1 to HO-8 (there is no HO-7) as of 2014. Perils covered under HO-1 policies are very narrow, and they are not sold in all states. READ MORE >>

Friday, January 9, 2015

How do I determine the face value of a life insurance policy?

For any life insurance policy, the face value is the death benefit. This is the stated dollar amount that the policy's beneficiaries receive upon the death of the insured. In most cases, the face value is transferred to the beneficiaries tax-free. READ MORE >>

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